Insider’s experts choose the best products and services to help you make informed decisions with your money (here’s how). In some cases, we receive a commission from our partners, however, our opinions are our own. Terms apply to offers listed on this page. Financial planner Michael Garry opened his practice in 2006 and helped clients …
Image source: Getty Images The answers you need might be hiding in the fine print. Key points Both Buy Now, Pay Later (BNPL) and credit cards allow you to pay for your purchases over time. Although they work slightly differently, they have similar consequences for non-payers. One may suit you better than the other depending …
Is “Buy Now, Pay Later” safer than a credit card for holiday shopping? Read More »
Burning US five and one dollar bills, London, August 8, 2011. (Photo by Tom Stoddart/Getty Images) Getty Images I recently interviewed Sundeep Yerapotina, Chief Risk Officer (CRO CRO ) for Rewards Branded Cards at Citi, who is a personal finance and credit risk management expert on how people can manage credit and financial risk in …
How to manage credit and financial risk in an unstable economy Read More »
Dan Caplinger, The Motley Fool, Thanksgiving is here, and before you know it, it’ll be time to start planning New Year’s Eve parties. But besides holiday shopping, planning family trips, and all that accompanies the holiday season, it is important to get your tax planning under control before the end of December. In particular, there …
Think of it as a problem we would all like to have. But consider it a potential problem nonetheless. After all, to manage your hard-earned money wisely, you need a plan. The same is true when wealth appears seemingly overnight. Sudden wealth can take many forms. A lump sum pension payment, a substantial inheritance, damages …
I am more and more afraid of aging. More particularly how I will finance my retirement. I am almost at an age where, if I stumbled and fell, I would have “fallen”. I even caught myself emitting an “ahhh” when I sit down in a comfortable chair and an “ooof” when I get up. Last …
The Problems of the Rich: Do I Have Enough Money to Retire? Read More »
(Sam Swenson, CFA, CPA) When it comes to locking in a higher Social Security check, learning the basics is a productive first step. If you want to have a higher spending floor in retirement, earning more and working longer are the main behaviors you need to focus on. Only a small minority of workers manage …
3 Social Security secrets for even bigger checks Read More »
After a busy year, it can be tempting to kick off your shoes, settle in with a cup of hot cocoa, and focus on 2023, but that would be a missed opportunity to explore how to improve your financial health. Amid the holiday season and all the joy (and spending) it brings, this year we …
5 financial wellness tips to help you get through the winter Read More »
Read enough thoughts on the job market and you’ll walk away with a bad case of today’s kids: Millions quit their jobs! the headline trumpet. No one wants to work anymore! Quiet stop! Not so, according to a cohort of new books by work and leadership experts. These quitting workers are not lying on the …
Take That Job and Love It: New Business and Personal Finance Books Read More »
People paying the bills may notice this, but Americans as a whole don’t seem to pay much attention to the cost of living. Far too often, the cost of living is an abstract concept that householders admit they have to grapple with, but often never do. What is the cost of living? This is the …
These household bills increase your cost of living Read More »
