Personal finance

4 things you should never put on your credit card (and 4 things you should!), according to a money expert

4 things you should never put on your credit card (and 4 things you should!), according to a money expert

Credit cards are wonderful creations. They can help you in a financial emergency, allow you to borrow money for free and even refund your purchases if you have a rewards card. Using a credit card wisely can also help you if you’re thinking about how to improve your credit score. (opens in a new tab) …

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4 steps I take to prepare today in case a recession hits tomorrow

4 steps I take to prepare today in case a recession hits tomorrow

Insider experts choose the best products and services to help you make informed decisions with your money (here’s how). In some cases, we receive a commission from our partners, however, our opinions are our own. Terms apply to offers listed on this page. With the bumpy ride of the economy, my husband and I are …

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Do you know a financial hoarder?  4 steps to untangle the mess

Do you know a financial hoarder? 4 steps to untangle the mess

At first glance, financial hoarding doesn’t seem like such a bad thing. What’s wrong with asset accumulation? But this good behavior can easily become hoarding when taken too far. When hoarding for fun becomes the goal, you, or someone you know, might be getting into financial hoarding. Like hoarding physical items, financial hoarding can spiral …

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Today's mortgage and refinance rates: November 21, 2022 |  Rates remain low despite strong jobs data

Today’s mortgage and refinance rates: December 9, 2022 | Rates fell again this week

Insider experts choose the best products and services to help you make informed decisions with your money (here’s how). In some cases, we receive a commission from our partners, however, our opinions are our own. Terms apply to offers listed on this page. Mortgage rates fell again this week. This is the fourth week in …

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Here are 4 money moves you should make to set yourself up for financial success in 2023

Here are 4 money moves you should make to set yourself up for financial success in 2023

As the end of the year approaches, it may be time to reassess your finances. This year has been marked by record inflation and multiple interest rate hikes. As the Fed attempts to rein in inflation by raising interest rates, there is a strong possibility that the economy will teeter into recession in the coming …

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I used a 0% APR credit card offer to pay off my car loan early - but had to break 2 of my own rules

I used a 0% APR credit card offer to pay off my car loan early – but had to break 2 of my own rules

Insider’s experts choose the best products and services to help you make informed decisions with your money (here’s how). In some cases, we receive a commission from our partners, however, our opinions are our own. Terms apply to offers listed on this page. Promotional interest-free credit card offers are mostly used by those who need …

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7 Strategies That Helped A Single Mom Go From $14 An Hour To 6 Figures A Year

7 Strategies That Helped A Single Mom Go From $14 An Hour To 6 Figures A Year

Insider’s experts choose the best products and services to help you make informed decisions with your money (here’s how). In some cases, we receive a commission from our partners, however, our opinions are our own. Terms apply to offers listed on this page. A heartbreaking car accident in 2009 forced single mother Clarissa Moore to …

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Married couples hold four times as much wealth as unmarried couples who live together, and researchers point to combining finances

Couples who combine their finances are happier. So why not do it more?

It might not seem as pressing a question as when to meet the parents or start a family, but deciding to move your money together can have a big impact on future wealth. Couples who combine bank, credit card and investment accounts are happier in the long run and find that pooling resources helps pave …

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360,000 Student Borrowers Received $24 Billion in Remission of Civil Service Loan Remission Fix

360,000 Student Borrowers Received $24 Billion in Remission of Civil Service Loan Remission Fix

A smiling teacher reading an email on a computer in the classroom. Copy space. Skynesher | E+ | Getty Images In October 2021, the Biden administration announced a one-year opportunity for student borrowers seeking civil service loan forgiveness to get closer to the debt-free state. Signed into law by then-President George W. Bush in 2007, …

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Money expert Dave Ramsey's best advice for budgeting in a tight economy: "Slow down, use a little wisdom here"

Money expert Dave Ramsey’s best advice for budgeting in a tight economy: “Slow down, use a little wisdom here”

Ramsey Solutions founder Dave Ramsey encourages consumers to “slow down and back off a bit” in a “stressed” economy. With economic data indicating that the American consumer is spending more but saving less, money expert Dave Ramsey shared his top tips on Thursday for navigating an “uneven” and “tight” economy. “Slow down a bit, calm …

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