Personal finance

The Association for Financial Counseling and Planning Education® (AFCPE®) has announced the winners of the 2022 Awards Making an Impact in the Field of Personal Finance

The Association for Financial Counseling and Planning Education® (AFCPE®) has announced the winners of the 2022 Awards Making an Impact in the Field of Personal Finance

Westerville, Ohio, December 1, 2022 /PRNewswire/ — The Association for Financial Advice and Planning Education® (AFCPE®) has recognized 11 individuals, organizations, special projects and initiatives expanding access to personal financial resources and education across the country in its 2022 AFCPE Awards. More than 20 nominations were evaluated by peers, and winners were recognized specifically for …

The Association for Financial Counseling and Planning Education® (AFCPE®) has announced the winners of the 2022 Awards Making an Impact in the Field of Personal Finance Read More »

Congress has until the end of the year to pass SECURE Act 2.0, a set of proposed retirement changes to help Americans save more for retirement.

Paying off your student debt or saving for your retirement? You don’t have to choose

Many Americans feel they have to choose between paying off their student loans and saving for retirement. SECURE Act 2.0 would allow companies to add money to 401(k) plans for workers as they repay loans. But Congress must pass the bipartisan legislation by the end of the year or start over. Americans struggling with student …

Paying off your student debt or saving for your retirement? You don’t have to choose Read More »

My Wife and I Used to Spend Every Penny, But Developing a Plan for Sudden Job Loss Changed the Way We Handle Money

My Wife and I Used to Spend Every Penny, But Developing a Plan for Sudden Job Loss Changed the Way We Handle Money

Insider’s experts choose the best products and services to help you make informed decisions with your money (here’s how). In some cases, we receive a commission from our partners, however, our opinions are our own. Terms apply to offers listed on this page. My partner and I have already planned what would happen if one …

My Wife and I Used to Spend Every Penny, But Developing a Plan for Sudden Job Loss Changed the Way We Handle Money Read More »

Today's mortgage and refinance rates: December 1, 2022 |  Rates remain low

Today’s mortgage and refinance rates: December 1, 2022 | Rates remain low

Insider’s experts choose the best products and services to help you make informed decisions with your money (here’s how). In some cases, we receive a commission from our partners, however, our opinions are our own. Terms apply to offers listed on this page. Mortgage rates are now more than half a percentage point lower than …

Today’s mortgage and refinance rates: December 1, 2022 | Rates remain low Read More »

401(k) Hardship Withdrawals Hit an All-Time High of 'Worrying', Says Vanguard

401(k) Hardship Withdrawals Hit an All-Time High of ‘Worrying’, Says Vanguard

Amid stubbornly high inflation, a record proportion of Americans are turning their 401(k) accounts into emergency piggy banks, according to Vanguard. Dissecting data from a sample of about 5 million employer-sponsored 401(k) accounts that Vanguard manages, the researchers said that 0.5% of account holders made difficult withdrawals in October. It’s a “worrying” all-time high, said …

401(k) Hardship Withdrawals Hit an All-Time High of ‘Worrying’, Says Vanguard Read More »