benefits

Janelle Holland

Cash back and gift cards are benefits of using the credit card. But watch out for these dangers

Janelle Holland Credit cards are a valuable resource, offering responsible spenders vast rewards, including funds for emergencies, travel points, and cash back. When used wisely, credit cards can also boost your credit score and help keep your finances on track. Here are three things to make sure your credit card works for you: Understand the …

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4 good reasons to take Social Security benefits at 62

4 good reasons to take Social Security benefits at 62

(Sam Swenson, CFA, CPA) With soaring inflation and rising interest rates, Social Security is set to play an even bigger role in retirees’ income and spending plans. Now, perhaps more than ever, people need guaranteed monthly income to cover foreseeable retirement expenses. Conventional wisdom says you’ll end up with more money by waiting until age …

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