finances

Married couples hold four times as much wealth as unmarried couples who live together, and researchers point to combining finances

Couples who combine their finances are happier. So why not do it more?

It might not seem as pressing a question as when to meet the parents or start a family, but deciding to move your money together can have a big impact on future wealth. Couples who combine bank, credit card and investment accounts are happier in the long run and find that pooling resources helps pave …

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Just Be Honest, Please: How Crypto Needs To Change To Transform Personal Finances - Maddyness UK

Just Be Honest, Please: How Crypto Needs To Change To Transform Personal Finances – Maddyness UK

Cryptocurrency and Decentralized Finance (DeFi) were created to provide millions of unbanked people with access to the financial system, to seamlessly transform personal finances and bring more value back to investors by removing intermediaries and offering stable returns that can exceed traditional savings accounts. This is exactly what many DeFi companies seemed to be doing …

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Mature woman is checking her finances at home.

It’s time to take stock of your personal finances in 5 points at the end of the year

Money / Financial Planning Eva Katalin/Getty Images It seems the older you get, the faster the holiday season sneaks up on you. While that may mean happy get-togethers and festive cocktails, the end of the year also signals that it’s time to do some financial cleaning. Looking back: 2022 in review Retire at any age: …

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It's time to take stock of your personal finances in 5 points at the end of the year

It’s time to take stock of your personal finances in 5 points at the end of the year

Eva Katalin/Getty Images It seems the older you get, the faster the holiday season sneaks up on you. While that may mean happy get-togethers and festive cocktails, the end of the year also signals that it’s time to do some financial cleaning. Looking back: 2022 in review Retire at any age: get retirement advice for …

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Why aren't personal finances taught more in schools?

Why aren’t personal finances taught more in schools?

This article is the last part of the FT’s Financial Education and Inclusion Campaign It’s pre-lunch session at the University Technical College, Heathrow, and a class of sixth-formers are learning about risk and reward. The students are lively and engaged, debating whether mortgage holders really own their homes, the risks involved in bitcoin trading, and …

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I asked a financial advisor to review my portfolio and share 6 ways to protect my finances against recession before it's too late

I asked a financial advisor to review my portfolio and share 6 ways to protect my finances against recession before it’s too late

Insider’s experts choose the best products and services to help you make informed decisions with your money (here’s how). In some cases, we receive a commission from our partners, however, our opinions are our own. Terms apply to offers listed on this page. I shared my finances with an advisor to get his advice on …

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How to use the power of the boost to protect your finances during the holidays

How to use the power of the boost to protect your finances during the holidays

Young couple shopping online outdoors Getty When it comes to spending, the holidays tend to be our most vulnerable time of year, and businesses that want you to buy their goods and services know this. They will employ the most advanced psychological strategies to trick you into digging deep into your pockets. One of their …

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PERSONAL FINANCES: Saving for retirement in case of divorce later in life

PERSONAL FINANCES: Saving for retirement in case of divorce later in life

Ending a marriage can be emotional and challenging at any age, even if both parties agree it’s the right decision. When couples over 50 divorce, they are often faced with the additional task of supporting two separate retirement plans using the assets intended for their combined nest egg. If you find yourself in this situation, …

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3 Ways Saving for Retirement Could Help Your Finances Today

3 Ways Saving for Retirement Could Help Your Finances Today

(Kailey Hagen) Saving for retirement is generally considered a form of deferred gratification. You choose not to spend some of your money now in exchange for more money when you retire. But that’s too simplistic a way of looking at it. Although you won’t realize the full benefits of saving for retirement until you withdraw …

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