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I used a 0% APR credit card offer to pay off my car loan early - but had to break 2 of my own rules

I used a 0% APR credit card offer to pay off my car loan early – but had to break 2 of my own rules

Insider’s experts choose the best products and services to help you make informed decisions with your money (here’s how). In some cases, we receive a commission from our partners, however, our opinions are our own. Terms apply to offers listed on this page. Promotional interest-free credit card offers are mostly used by those who need …

I used a 0% APR credit card offer to pay off my car loan early – but had to break 2 of my own rules Read More »

360,000 Student Borrowers Received $24 Billion in Remission of Civil Service Loan Remission Fix

360,000 Student Borrowers Received $24 Billion in Remission of Civil Service Loan Remission Fix

A smiling teacher reading an email on a computer in the classroom. Copy space. Skynesher | E+ | Getty Images In October 2021, the Biden administration announced a one-year opportunity for student borrowers seeking civil service loan forgiveness to get closer to the debt-free state. Signed into law by then-President George W. Bush in 2007, …

360,000 Student Borrowers Received $24 Billion in Remission of Civil Service Loan Remission Fix Read More »

Average Personal Loan Rates This Week: December 6, 2022 |  Rates remain stable

Average Personal Loan Rates This Week: December 6, 2022 | Rates remain stable

Insider’s experts choose the best products and services to help you make informed decisions with your money (here’s how). In some cases, we receive a commission from our partners, however, our opinions are our own. Terms apply to offers listed on this page. The overall average personal loan rate this week is 20.01%, up two …

Average Personal Loan Rates This Week: December 6, 2022 | Rates remain stable Read More »

This Week's Student Loan Refinance Rates: December 5, 2022 |  Rates are rising

This Week’s Student Loan Refinance Rates: December 5, 2022 | Rates are rising

Insider’s experts choose the best products and services to help you make informed decisions with your money (here’s how). In some cases, we receive a commission from our partners, however, our opinions are our own. Terms apply to offers listed on this page. According to Credible, average interest rates on refinanced student loans have been …

This Week’s Student Loan Refinance Rates: December 5, 2022 | Rates are rising Read More »

A portfolio loan may be easier to obtain than a conventional mortgage, but you'll likely pay more

A portfolio loan may be easier to obtain than a conventional mortgage, but you’ll likely pay more

Insider experts choose the best products and services to help you make informed decisions with your money (here’s how). In some cases, we receive a commission from our partners, however, our opinions are our own. Terms apply to offers listed on this page. If you don’t qualify for a conventional or government-backed mortgage, a portfolio …

A portfolio loan may be easier to obtain than a conventional mortgage, but you’ll likely pay more Read More »

Used car loan payments passed a key level

Used car loan payments passed a key level

Buying a used car remains expensive even though supply chain bottlenecks have eased, bringing the average loan size to $28,506. Consumers still rely heavily on financing for car purchases, and the average loan size rose 8.59% year-on-year, according to credit rating firm Experian. There are still some glimmers. “Since the beginning of the inventory shortage, …

Used car loan payments passed a key level Read More »

Student loan repayments may not resume until August.  Here's what borrowers need to know

Student loan repayments may not resume until August. Here’s what borrowers need to know

President Joe Biden and Education Secretary Miguel Cardona. The Washington Post | The Washington Post | Getty Images It’s been almost three years since people with federal student loans had to pay off their debt, and the Biden administration recently announced that borrowers have even more time. In March 2020, when the coronavirus pandemic first …

Student loan repayments may not resume until August. Here’s what borrowers need to know Read More »

“Most economists predict a recession in 2023”: I own a rental property.  Is it the right time to take out a bank loan and renovate or should I wait?

“Most economists predict a recession in 2023”: I own a rental property. Is it the right time to take out a bank loan and renovate or should I wait?

Dear MarketWatch, Along with a sibling, I own a 40+ bedroom rental property in the Caribbean, where we do weekly rentals. It is near the city center but needs repairs and renovations. Is it a good time to go to the bank for a renovation loan? We are also open to changing our business model. …

“Most economists predict a recession in 2023”: I own a rental property. Is it the right time to take out a bank loan and renovate or should I wait? Read More »